Motorcycle accidents in Nebraska are no joke. With a combination of wide-open highways and city slowdowns, the safety and security of your bike have become ever-more important. Brokers Insurance Agency Lincoln, NE understands that knowing the risks helps you best prepare, so we’ve assembled a short list of the top causes of motorcycle accidents in Nebraska.
It’s common to hear Midwesterners say, "If you don’t like the weather, wait 5 minutes." As insurance experts, we suggest you wait 5 minutes before driving in potentially dangerous weather. Nebraska is well-known for having seasonal thunderstorms, hail, and the occasional tornado, which can create hazardous motorcycle conditions.
Overdriving the Conditions
It’s really neat to speed and do tricks in the movies. Nebraska’s open highways can lend the illusion that there is no traffic around and no hazards, so it’s safe to try out a few tricks. Maybe you want to try the open road and see how fast that new bike can go. Instead, remember that those speedsters in the movies are trained stunt drivers. Even on an open road, the average driver won’t have the skills to test these maneuvers safely — and it’s illegal too.
When a car meets a motorcycle in an accident, chances are the car will come off with less damage and injury. Other drivers on the road, especially those in four-wheeled vehicles or larger, are a significant source of motorcycle-related accidents and injuries. Understanding how to deal with drivers around town is vital to your defensive driving when on a bike.
Brokers Insurance Agency knows Lincoln, NE, and wants to keep your motorcycle safe. Contact us today.
When you live in the Lincoln, NE area, it will be crucial to have a transportation mode. One great mode of transit to consider getting is a motorcycle. If you are going to purchase a motorcycle when you are here, you should make sure that you get proper insurance coverage. There are several reasons why someone here would benefit when they get a full motorcycle insurance policy.
Coverage for Asset
One way you can benefit by getting a full motorcycle insurance policy is by getting coverage and protection for your asset. Anyone that purchases a new or used motorcycle will be making a big investment that needs to be covered. If you do invest in a new motorcycle insurance policy, it will give you appropriate coverage to mitigate a variety of different risks, including the risk of theft or accident damage.
You should also get motorcycle insurance because it will give you liability protection. Even if you are a very safe driver, there is going to be a chance that you could cause an accident that results in damages. If you do not have appropriate coverage in place, you will have to pay for these damages out of pocket. Fortunately, liability motorcycle insurance can offset this risk.
Any motorcycle owner in the Lincoln, NE area needs to get a proper insurance policy. If you are looking for a new policy here, you should speak with the team at Richards Insurance Agency. There are a lot of important factors that need to be considered when choosing a policy. The insurance professionals at Richards Insurance Agency will help you assess your needs better and give the guidance needed to pick the proper policy for your situation.
If you own a motorcycle, you understand the excitement, adventure, and joy that you can experience exploring the open roads of the country. However, this adventure and sense of fun cant be yours without some level of responsibility. Nebraska, like other states, does have required insurance minimums for drivers. However, that’s just part of what’s needed to operate a motorcycle and how it works.
The Nuts and Bolts of Motorcycle Insurance
Motorcycle insurance is very similar to car insurance. It covers and protects you from motorcycle accidents. It also protects you from loss, damage, and even theft. It also includes you in cases where you are responsible for another person’s injuries or property damage. Liability insurance covers all of these situations. This insurance covers all types of motorcycles and includes choppers and mopeds. It even includes street bikes and Segways. State requirements form the foundation of what’s essential coverage wise. This is why it’s crucial that you understand the requirements of your state. The standard motorcycle insurance policy will cover costs associated with damage to your own bike as well as compensation for injury to another person and their property. Legal fees are included as well. Your motorcycle liability coverage applies to the cost of claims and legal fees. However, these fees are only covered up to the limits of your policy.
The Richards Insurance Agency of Lincoln, NE understands that state requirements can be challenging to understand if you’re a new or inexperienced motorcycle driver. Nebraska requires at least $25,000 in bodily injury protection per person and $50,000 per accident. You will also be required to carry $25,000 in property damage coverage. You must show proof of this coverage to register your motorcycle and operate or drive it. Most states require minimum insurance coverage for motorcycle drivers. Give us a call today.
We look forward to helping you protect yourself, your motorcycle, and others as you cruise the streets of Nebraska.