In the worst moments, you need insurance the most. Watercraft insurance policies vary in what they cover and do not cover, including what happens after a wreck. Ideally, if your boat breaks down, you can recover it and get it back into working condition. However, if that’s not possible, you may need to cover the costs associated with the removal of the watercraft and cleanup of fuel spills.

If you are considering watercraft insurance in Lincoln, NE, let our team at Brokers Insurance Agency help you determine the type of coverage best suited for these challenging situations.

Wreckage Removal Coverage

Many watercraft insurance policies cover the cost of wreckage removal. If your boat or watercraft sinks or becomes lodged where it cannot be easily removed, your policy can help cover the cost of professional removal. This is often necessary if local laws require you to remove the vessel.

Environmental Damage Coverage

In situations where your vessel leaks fuel into the water, cleanup is critical to protecting the environment and ensuring compliance with local laws. Your watercraft insurance should cover environmental damage, including cleanup and restoration, up to the policy limit.

Know the Details of Your Policy

It’s essential to read and understand the details of your policy, as coverage can vary significantly. Some policies may have exclusions, and all will have coverage limits. Additionally, some policies may require you to purchase supplemental coverage for fuel spills and wreckage removal.

Let the team at Brokers Insurance Agency help you find the right policy for your situation. For assistance with watercraft insurance in Lincoln, NE, contact our team for expert guidance.