Living in your RV full-time offers freedom and adventure, but it also comes with unique risks that standard RV insurance may not cover. If your RV serves as both your home and your vehicle, you should consider specialty coverage explicitly designed for full-time RV living.

How Full-Timers’ Insurance Differs

Standard RV insurance is similar to auto insurance, covering liability, collision, and comprehensive damage. Full-timers coverage goes further, acting as a hybrid between auto and homeowners insurance. It protects not only your RV but also your personal belongings and addresses the unique liabilities of living on the road.

Personal Liability Protection

When you live in your RV full-time, accidents can happen in or around your vehicle, such as a guest tripping on your steps or getting injured at your campsite. Full-timers’ liability coverage helps cover medical costs or legal fees if someone is hurt, much like homeowners’ liability insurance.

Protecting Your Belongings

Your RV contains clothing, electronics, furniture, and other essentials. Full-timers’ insurance often includes personal property coverage to protect these items against theft, fire, or damage, offering greater security than a standard policy.

Additional Living Expenses

If your RV is damaged in an accident or becomes unlivable, specialty coverage can help pay for temporary lodging or other living expenses until repairs are complete. This serves as an important safety net for individuals without a permanent residence.

Comprehensive Protection for RV Living

Full-timers’ RV insurance is tailored to the lifestyle of those who call their RV home. By providing extensive protection for your vehicle, belongings, and liability, it ensures you can enjoy life on the road without unnecessary financial risks.

Reach Out to Brokers Insurance Agency, Serving Lincoln, NE

If you’re looking for RV insurance, Brokers Insurance Agency has you covered. We’re proud to serve RV drivers in Lincoln, NE. Contact us today to learn more about your options.