{"id":28,"date":"2020-06-29T04:00:00","date_gmt":"2020-06-29T10:00:00","guid":{"rendered":"https:\/\/www.brokersinsurancene.com\/blog\/?p=28"},"modified":"2020-06-29T20:30:44","modified_gmt":"2020-06-30T02:30:44","slug":"benefits-of-life-insurance","status":"publish","type":"post","link":"https:\/\/www.brokersinsurancene.com\/blog\/benefits-of-life-insurance\/","title":{"rendered":"Benefits of Life Insurance"},"content":{"rendered":"<p><span style=\"color:#272727\">When it comes to protecting your family&rsquo;s future, life insurance is a vital financial tool.&nbsp;If one or both spouses pass, your children&rsquo;s future would be taken care of.&nbsp;The funds can be used to pay for burial and final expenses.&nbsp;You can also designate funds toward your children&rsquo;s future college expenses.&nbsp;Money can also be earmarked for nonprofit organizations that are close to your heart.&nbsp;There are many benefits to your life insurance policy.&nbsp;That is why they require a lot of thought.&nbsp;When you begin considering life insurance, you&rsquo;ll have many questions.&nbsp;Our agents at Richards Insurance Agency<\/span> can provide guidance.&nbsp;We have worked with families in the Lincoln, NE area since 1994.<\/p>\n<p><span style=\"color:#272727\">As you begin to learn about your life insurance options, you will need to devote some thought to the type of policy that best suits your needs.&nbsp;You will also need to consider the impact that inflation and estate taxes will have on your loved ones.&nbsp;Term and whole life are the primary types of life insurance policies.&nbsp;Term policies are in effect for a predefined period.&nbsp;They can be renewed, but each renewal will be more expensive than the last.&nbsp;They are more economical than whole life policies, but they do not accrue cash value over time.&nbsp;Whole life policies, on the other hand, remain in effect throughout the policy holder&rsquo;s lifetime.&nbsp;While the premiums are higher, they build cash value.&nbsp;This can be borrowed against if you need to.&nbsp; <\/span><\/p>\n<p><span style=\"color:#272727\">In the Lincoln, NE<\/span> area, our team at Richards Insurance Agency<span style=\"background-color:#fafafa\"> is ready to discuss your life insurance options.&nbsp;Contact our office for general information or to learn how to get a quote.&nbsp;Your family&rsquo;s future is important.&nbsp;We want to help you get the best available coverage.&nbsp;Take a few moments today and give us a call!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to protecting your family&rsquo;s future, life insurance is a vital financial tool.&nbsp;If one or both spouses pass, your children&rsquo;s future would be taken care of.&nbsp;The funds can be used to pay for burial and final expenses.&nbsp;You can also designate funds toward your children&rsquo;s future college expenses.&nbsp;Money can also be earmarked for nonprofit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[12,14],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-lincoln-ne","tag-richards-insurance-agency"],"_links":{"self":[{"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/posts\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":1,"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions"}],"predecessor-version":[{"id":29,"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions\/29"}],"wp:attachment":[{"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/media?parent=28"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/categories?post=28"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.brokersinsurancene.com\/blog\/wp-json\/wp\/v2\/tags?post=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}